Not all buy here pay here lots are equal. Some claim to be but in reality, an outside bank or financing company determines who the lot can finance to or not finance.

Typically these companies are not much more strict when checking credit than a local retailer who truly tries to keep it simple when qualifying you for financing.

Avoid the disappointment that comes after the salesman tells you you’re qualified and ultimately the finance man says you’re not.

Here at Sam Wolf Used Cars we carry our own paper which means WE decide who qualifies. If you meet the 5 easy qualifications we mentioned above, you’re in. It’s that simple!